Crypto exchange OKX has introduced a new passive income option for users holding USDG, a stablecoin issued by Paxos.
Summary
- OKX launched the USDG Auto-Earning feature on August 28, 2025, enabling users to earn passive income directly from their USDG holdings.
- USDG is issued by Paxos Digital and regulated by the Monetary Authority of Singapore (MAS), fully backed 1:1 with U.S. dollar reserves.
- Users can earn interest automatically without staking or locking funds, starting with as little as 1 USDG.
According to an official announcement from OKX, the project called USDG Auto-Earning was launched on August 28, 2025, at 11:00 (UTC+8) to meet the dual demand for asset efficiency and income generation.
The offering is part of OKX’s broader push to support USDG as both a collateral asset and an interest-bearing asset within its ecosystem. Users who hold USDG in their OKX account can now earn interest automatically without needing to stake or lock their funds.
USDG was launched in February 2025 by Paxos Digital and is regulated under the Monetary Authority of Singapore (MAS). It is fully backed 1:1 by U.S. dollar reserves, and was approved as part of MAS’s forthcoming stablecoin regulatory framework, aimed at improving transparency, security, and compliance in the stablecoin market.
OKX describes USDG Auto-Earning as a capital-efficient solution. In use cases such as mortgage lending or margin trading, USDG can help users optimize capital while earning passive income at the same time. Importantly, there are no additional fees for earning, and no upper limit on deposits. Users can earn based on whatever amount they hold, with returns scaling accordingly.
That said, OKX notes that some jurisdictions may restrict or not offer this feature due to local regulations.
How to start earning with OKX’s USDG feature
To participate, users must transfer USDG to their OKX account and maintain a balance of at least 1 USDG in either a funding or trading account. Earnings begin automatically from the day after deposit, and there’s no need to manually subscribe.
Per the exchange, rewards are calculated using this formula: “Profit = lowest value of 24-hour snapshot per day × APR ÷ 365.”
While OKX hasn’t disclosed a fixed APR, the rate is dynamically adjusted based on supply and demand in lending markets, and typically reflects simple annualized returns, excluding compounding.
Income is distributed weekly, directly to the user’s fund account, making the process seamless and consistent. With strong regulatory backing from MAS, flexible earning terms, and automatic yield generation, this new feature turns USDG into a versatile tool for both saving and strategy.
